Motor Insurance Database

The Motor Insurance Database (MID) contains details of motor insurance policies, and the vehicles covered under them, in the UK.

The police have access to the MID and will routinely check whether a vehicle is insured when it is stopped for any reason (e.g. speeding).

Although the MID is not proof of insurance, if a vehicle is not registered on the MID then it will usually be assumed to be uninsured by the police. This assumption can be countered by production of the policyholder's insurance certificate, which is the legal proof of insurance.

The Motor Insurers' Bureau is responsible for the MID, however the implementation and operation of the system is outsourced.