User contributions for PaulWaring

12 August 2025

• 09:4309:43, 12 August 2025 diff hist +29 N Claims Occurrences PaulWaring moved page Claims Occurrences to Claims Occurred current Tag: New redirect
• 09:4309:43, 12 August 2025 diff hist 0 m Claims Occurred PaulWaring moved page Claims Occurrences to Claims Occurred
• 09:4209:42, 12 August 2025 diff hist +438 N Claims Occurred Created page with "The vast majority of insurance policies are sold on a Claims Occurrences basis. This means that the claim is covered by the policy which was in force at the time of the incident which caused the claim. In most cases this will be the current or previous year's policy, however for long-tail risks (e.g. asbestosis claims under employer's liability) this could be a policy written decades ago. The alternative mechanism is Claims Made."
• 08:2708:27, 12 August 2025 diff hist +43 Insurance Wiki →Claims current

29 April 2025

• 11:2111:21, 29 April 2025 diff hist +114 N Consolidator Created page with "Consolidators are companies whose main business model is purchasing other companies, especially insurance brokers." current

25 April 2025

• 13:1213:12, 25 April 2025 diff hist +28 Insurance Wiki →Premiums
• 11:0111:01, 25 April 2025 diff hist −197 MediaWiki:Mainpage Replaced content with "Insurance Wiki" current Tag: Replaced
• 11:0111:01, 25 April 2025 diff hist +211 N MediaWiki:Mainpage Created page with "Welcome to the Insurance Wiki, a collection of definitions and information about the insurance industry. == Premiums == * Earned Premium * Written Premium == Claims == * Incurred But Not Reported"
• 10:5910:59, 25 April 2025 diff hist 0 m Insurance Wiki PaulWaring moved page Main Page to Insurance Wiki
• 10:5810:58, 25 April 2025 diff hist +60 Insurance Wiki No edit summary
• 10:5810:58, 25 April 2025 diff hist +47 Insurance Wiki No edit summary
• 10:5710:57, 25 April 2025 diff hist +39 N IBNR Redirected page to Incurred But Not Reported current Tag: New redirect
• 10:5710:57, 25 April 2025 diff hist +1,019 N Incurred But Not Reported Created page with "Incurred But Not Reported (IBNR) refers to incidents giving rise to a claim under a policy which have already occurred but a claim has not been reported to the insurer. These can arise because: * The policyholder has not yet reported the claim. * A third party has suffered a loss but has yet to trace the policyholder and their insurer (e.g. hit by a policyholder's vehicle and the driver did not stop). * The policyholder has suffered a loss but is not yet aware of it, e...."
• 10:2210:22, 25 April 2025 diff hist +742 Combined Ratio No edit summary current
• 10:2010:20, 25 April 2025 diff hist +167 Combined Ratio No edit summary
• 10:1810:18, 25 April 2025 diff hist 0 N Combined Ratio Created blank page
• 10:1810:18, 25 April 2025 diff hist 0 m Expense Ratio PaulWaring moved page Expense ratio to Expense Ratio without leaving a redirect current
• 10:1810:18, 25 April 2025 diff hist 0 N Expense Ratio Created blank page

23 April 2025

• 11:1411:14, 23 April 2025 diff hist +340 Loss Ratio No edit summary current
• 11:1211:12, 23 April 2025 diff hist +315 Loss Ratio No edit summary
• 11:0711:07, 23 April 2025 diff hist +485 N Earned Premium Created page with "The Earned Premium is the part of the premium that has already been earned by the insurer, and is based on how far the policy has proceeded. For example, a typical 12 month policy will have: * 0% of the premium earned as of the start date * 25% of the premium earned at the end of month 3 * 50% of the premium earned at the end of month 6 * 100% of the premium earned at the end of month 12 This is different to the Written Premium, where the whole premium is recognise..." current
• 11:0711:07, 23 April 2025 diff hist +196 N Written Premium Created page with "The Written Premium is the premium charged for the policy at inception or renewal. As soon as cover is agreed, the premium has been written, even if the policy does not start until a future date." current
• 11:0411:04, 23 April 2025 diff hist +210 N Loss Ratio Created page with "The Loss Ratio for a policy or group of policies is the percentage of claim payments based on the premium charged. Loss ratios may calculated against the gross or net premium, and on a written or earned basis."
• 11:0311:03, 23 April 2025 diff hist +129 Managing General Agent No edit summary current
• 11:0211:02, 23 April 2025 diff hist +477 Managing General Agent No edit summary
• 10:5910:59, 23 April 2025 diff hist +36 N MGA Redirected page to Managing General Agent current Tag: New redirect
• 10:5910:59, 23 April 2025 diff hist 0 N Managing General Agent Created blank page
• 10:5610:56, 23 April 2025 diff hist +36 N MIB Redirected page to Motor Insurers' Bureau current Tag: New redirect
• 10:5610:56, 23 April 2025 diff hist 0 ULR Changed redirect target from Uninsured loss recovery to Uninsured Loss Recovery current Tag: Redirect target changed
• 10:5610:56, 23 April 2025 diff hist 0 m Uninsured Loss Recovery PaulWaring moved page Uninsured loss recovery to Uninsured Loss Recovery without leaving a redirect current
• 10:5510:55, 23 April 2025 diff hist 0 N Motor Insurers' Bureau Created blank page current
• 10:5410:54, 23 April 2025 diff hist +37 N ULR Redirected page to Uninsured loss recovery Tag: New redirect
• 10:5410:54, 23 April 2025 diff hist 0 N Uninsured Loss Recovery Created blank page

21 April 2025

• 08:2008:20, 21 April 2025 diff hist +48 N ANPR Redirected page to Automatic number plate recognition current Tag: New redirect
• 08:1908:19, 21 April 2025 diff hist +442 N Automatic number plate recognition Created page with "Automatic number plate recognition (ANPR) is a mechanism for automatically reading the registration number of a vehicle from the plates at the back or front. It has a number of purposes: * Ensuring a vehicle's owner has paid for fuel before they leave a petrol station. * Alerting the police to known stolen vehicles. In addition, registration numbers may be screened against the Motor Insurance Database to identify uninsured vehicles." current
• 08:0808:08, 21 April 2025 diff hist +130 Motor Insurance Database No edit summary current
• 08:0608:06, 21 April 2025 diff hist +38 N MID Redirected page to Motor Insurance Database current Tag: New redirect
• 08:0608:06, 21 April 2025 diff hist −4 Motor Insurance Database No edit summary
• 08:0608:06, 21 April 2025 diff hist +553 N Motor Insurance Database Created page with "The Motor Insurance Database (MID) contains details of all motor insurance policies, and the vehicles covered under them, in the UK. The police have access to the MID and will routinely check whether a vehicle is insured when it is stopped for any reason (e.g. speeding). Although the MID is not proof of insurance, if a vehicle is not registered on the MID then it will usually be assumed to be uninsured by the police. This assumption can be countered by production of th..."
• 08:0208:02, 21 April 2025 diff hist +111 Insurance Premium Tax No edit summary
• 08:0008:00, 21 April 2025 diff hist +74 Insurance Wiki No edit summary
• 08:0008:00, 21 April 2025 diff hist +210 Insurance Premium Tax No edit summary
• 07:5907:59, 21 April 2025 diff hist +35 N IPT Redirected page to Insurance Premium Tax current Tag: New redirect
• 07:5807:58, 21 April 2025 diff hist +112 Insurance Premium Tax No edit summary
• 07:5707:57, 21 April 2025 diff hist +184 N Insurance Premium Tax Created page with "Insurance Premium Tax (IPT) is a tax implemented by several countries which applies the majority of insurance products. == United Kingdom == The current rate of IPT in the UK is 12%."
• 07:5507:55, 21 April 2025 diff hist −725 Insurance Wiki Replaced content with "Welcome to the Insurance Wiki." Tag: Replaced
• 07:5407:54, 21 April 2025 diff hist +152 Insurance Wiki:About No edit summary current
• 07:5407:54, 21 April 2025 diff hist −2 PaulWaring No edit summary current
• 07:5407:54, 21 April 2025 diff hist +118 N PaulWaring Created page with "Paul is an experienced IT consultant who specialises in the insurance industry, where he has over 14 years experience."
• 07:5307:53, 21 April 2025 diff hist +188 N Insurance Wiki:About Created page with "The Insurance Wiki is a collection of definitions and information about the insurance industry, mainly focussed on the UK. Everything on the site is written by Paul Waring."